If you need SR 22 car insurance in Florida, Jacksonville, Orlando, Panama City or Pensacola, then FR 44 can help. So what exactly is SR 22 car insurance and why might you be in a position of needing this type of insurance?
If you own or drive a motor vehicle on public roads in Florida, Jacksonville, Orlando, Panama City or Pensacola, your need auto insurance. This legal requirement is in the form of liability insurance. Liability insurance covers you should your driving result in injury or damage to others. It is part of your public responsibility to compensate others for such injuries or damages. Car insurance or the liability component of car insurance enables you to do that. Now assume you drive a car without liability insurance and you get caught. You then be on the wrong side of the law and you will likely be ordered by a court to obtain SR 22 car insurance. This means you must file for an SR 22 cretificate which basically confirms that you carry the specified amount of liability insurance. This will be pinned to your drivers record.
SR 22 in itself is not car insurance but a certificate issued by your insurer confirming that you have the required amount of lability cover. SR 22 is therefore a Certificate of Financial Responsibility (CFR). SR 22 is not the kind of certificate you want to collect but if you break driving laws you could be required to carry SR 22 certification. Situations that could lead to SR 22 certification include:
- Driving without a licence
- Driving without car insurance
- Reckless driving
- Multiple road traffic offencees
If you find yourself in a situation where you need SR 22 car insurance or certification, FR 44 can help.