How to find the SR22 lowest rates and FR44 lowest rates in Florida and what are the differences between these insurance certificates
If you have ever been convicted of a DUI in Florida, you are probably familiar with the terms: SR22 and FR44 insurance rates. But how much do you really know about these certificates?
First of all…let’s start with a short introduction: the SR22 is an official document some states require to prove you have sufficient car insurance. The FR44 form is also an insurance-related certificate which you are required to obtain in order to regain your driving privileges.
So how do you find the SR22 lowest rates and also the FR44 lowest rates in Florida?
The most important thing to do before starting to look after these certificates is to be able to understand the differences between them.
Here are the situations that require you to have an SR22 form:
- If you have ever been convicted of a DUI or DWI.
- If you have been cited for multiple traffic offenses within a short period of time. The most common one of these is of course…speeding.
- If you have recently had your driver’s license suspended or revoked and you would like to reinstate it.
When you are required to file an FR44 form, you will most likely have to pay upfront for your insurance coverage.
So how can you get the SR22 lowest rates?
The first thing you need to know is that you will not be able to file the form yourself. What happens in most situations is that the court order will inform you about the necessity to have the SR22 or you will find out from your state’s Department of Motor Vehicles. After that an insurance company will file the form with your state’s DMV.
The rates for the SR22 are consistent with the type of damage created. So if you are looking for the SR22 lowest rates think about the fact that the factor that makes finding cheap SR22 insurance difficult is the high-risk status of the driver.
In order to find the SR22 and FR44 lowest rates make sure you look for multiple quotes and start comparing. It’s the easiest way to look for the best insurance rates possible!