Cheap DUI insurance in Daytona, Jacksonville, Orlando, FL

Topic: 7 factors should be taken into consideration while determining DUI insurance rates

Drunk driving has been a serious issue in Florida for several years and continues to be an increasing problem that needs to be stopped immediately. If you have had a couple of drinks, then don’t get behind the wheel else it will leave you as the driver hurt and other bystanders around you as well. Wait! It doesn’t stop here. Committing a driving under the influence (DUI) will cause harm to your finances in both the short and long-term. In the short-term, a conviction for driving under the influence can leave you with license suspension, fines and jail term. While in the long-term, it can severely impact your car premiums and require that you file future proof of financial responsibility. We, FR 44 a certified insurance company specializing in DUI insurance for the entire state of Florida into consideration several factors when determining premiums, such as:

  1. Age factor– Drivers below 25 years will pay more while drivers aged between 50 and 65 years will pay less.
  2. Miles driven– Driving less means pay less.
  3. Credit score– Bad credit scores trigger higher rates.
  4. Type of car-The more expensive and powerful a car is, the higher will be the insurance rate as high performance cars attract riskier drivers and expensive cars are much more costly to repair.
  5. Location- Higher crime rates in your neighborhood or densely populated cities will cause higher insurance rates.
  6. Driving violation records and accidents– Violating traffic rules while driving, DUIs as well as accident claims trigger higher insurance rates.
  7. Gender and marital status– Females have fewer accidents and pay less than men. A married driver is considered more stable and will receive a lower rate than a driver with a similar record.

Our primary objective is to find the best DUI insurance that suits your legal needs and budget. Get Help

Make sure you that know your state’s DUI laws. Hiring a qualified lawyer with several years of experience in handling DUI cases can go a long way toward making this whole process a little less confusing.


What Our Clients Are Saying About Us:

  • I was involved in an accident that was my fault. I was also charged with a DUI as a result. My insurance company notified me that they would NOT issue an FR44 and that I should look for coverage elsewhere. After panicing and scrambling to find a company that I could afford, I came across this Allstar Direct website. They were very FAST and efficient. They got me a good rate and they took care of the filing for me!

    -Sheila D.
    Only $136.83 per Month!

  • I got my license suspended by accumulating too many points. I had to secure an SR22 filing to get my license back. My current insurance company did not do SR22 filings. I shopped around for the best rate and I found it with Allstar Direct. They gave me a price I could afford and they took care of the filing. I am very happy with their service.

    -Marcelo J.
    Only $89.11 per Month!

  • I had an at-fault accident and didn’t realize that my insurance policy had lapsed. This caused my license to get suspended and I had to get an SR22 so that I could get my license reinstated. I was referred to Tatiana at Allstar Direct who was very professional and got me a great rate and I’m back on the road.

    -Maria P.
    Only $53.24 per Month!

  • After leaving my usual Friday after work happy-hour, I got stopped for a minor speeding violation. The officer suspected that I had been drinking, and upon being administered the breathalyzer test, I had tested just over the legal limit. Well, you know the rest! After shopping for an FR44 policy, the folks at Allstar Direct were able to get me a competitive rate. They also did the filings for me and I was able to get my license back fast. If you’re looking for top notch advice and service, you’re looking in the right place.

    -Harry F.
    Only $111.59 per Month!

  • I got stopped for a simple broken tail light which turned into a DUI… The law required me to carry an FR44 filing, and when I called my insurance company who I had been with for 12 YEARS with NO CLAIMS, they not only told me they couldn’t provide the FR44 filing, but that my policy would be cancelled because of the DUI! That’s when I searched and found Florida FR44 Insurance. I spoke with J.R. who helped me with the filing and got me an affordable rate. I highly recommend the agents at Allstar Direct.

    -Chris I.
    Only $118.90 per Month!


We Specialize in Finding Affordable FR44 or SR22 Auto Insurance in Florida. We Quote with Multiple Companies to Get you the Lowest Rates and Lowest Down Payment Possible!