Is your driving license suspended because you were driving under the influence of alcohol or any other drug? If yes, then it’s high time; you need to immediately purchase a FR 44 car insurance policy. If you are a resident of Florida, Jacksonville, New Smyrna Beach, Pensacola or Tallahassee, then finding a company that provides this kind of car insurance wouldn’t be that difficult, as there are so many out there! However, if you want to purchase this insurance from a reputed and reliable company, then come to us, FR44 Insurance. Our company is not just popular for having a lot of experience in this field but also, for providing this insurance policy at the lowest rates. Yes, you read that right! So, waste no more time and purchase it from us as early as possible.
However, before you purchase an FR44 car insurance policy, here are two important facts that you need to know about them. So, take a look.
- Requirements of This Insurance: FR44 policy requires a minimum of $100,000 per person, $300,000 per accident for bodily injury liability, and $50,000 for property damage liability. However, a single combined limit of $300,000 is also acceptable. For other drivers in Florida, the financial responsibility requirement is 10/20/10.
Additional Information: Once the policy is issued, it cannot be cancelled, no matter what.
- Cost of This Insurance: The State filing fee for FR 44 insurance is just $15.00. But, the removal of safe driver discounts, increased liability limits, and placement into a less favorable rating tier, might increase the fee of this insurance policy.
However, over the time, maintaining high limits and continuous prior insurance may provide significant discounts, which in return would reduce the rates. And after 3 years, the rating points from the DUI are removed while the discount depends on the company you have purchased it from. Some companies look at 3-year history, while the others look at five-year history.
So, these were the two major facts that you need to know about this insurance prior purchasing it. Do you want to know more about FR 44 insurance or our company? If yes, then go though our website thoroughly.