FR44 Insurance in Orlando and throughout Florida


What should you know about the FR44 insurance policy? Find out more about the FR44 and SR22 insurance policies in the article below

The FR44 and SR22 insurance policies represent financial responsibility certifications frequently required by the state when an individual without liability insurance is involved in an accident.

Although more commonly known as SR22, the FR44 insurance rate was created to insure that the driver convicted of a DUI carries liability limits of 100/300/50.

These certificates are, as you already know, required by the state and they are provided by the auto insurance company you belong to. Furthermore, given the fact that regulations vary from state to state, not everyone needs SR22 or FR44 insurance.

Here are the situations when you will need to have SR22 or FR44 insurance:

  • If you have ever been convicted of a DUI
  • If you have had experience with reckless driving before
  • If you have ever been in an accident caused by uninsured drivers

How do you obtain the FR44 insurance certificate?

This is usually delivered to you by the court or by a state office like the Department of Motor Vehicles or the Secretary of State, in case you have committed one of the above-mentioned offenses.

How is the FR44 different from the SR22 insurance?

Did you know that in Florida and Virginia, the FR44 certification has a separate version for those who have been convicted of more serious driving infractions. The main difference is that, in Florida the FR44 is required when a driver is guilty of a DUI.

In Virginia however, they need to file an FR44 if they are convicted of a DUI, injuring another party as a result of the DUI, driving with a license that was revoked due to a previous conviction, or violating a similar federal law or the law of another state.

If you want to find out more about SR22 and FR44 insurance quotes, be sure to contact us at



What Our Clients Are Saying About Us:

  • I was involved in an accident that was my fault. I was also charged with a DUI as a result. My insurance company notified me that they would NOT issue an FR44 and that I should look for coverage elsewhere. After panicing and scrambling to find a company that I could afford, I came across this Allstar Direct website. They were very FAST and efficient. They got me a good rate and they took care of the filing for me!

    -Sheila D.
    Only $136.83 per Month!

  • I got my license suspended by accumulating too many points. I had to secure an SR22 filing to get my license back. My current insurance company did not do SR22 filings. I shopped around for the best rate and I found it with Allstar Direct. They gave me a price I could afford and they took care of the filing. I am very happy with their service.

    -Marcelo J.
    Only $89.11 per Month!

  • I had an at-fault accident and didn’t realize that my insurance policy had lapsed. This caused my license to get suspended and I had to get an SR22 so that I could get my license reinstated. I was referred to Tatiana at Allstar Direct who was very professional and got me a great rate and I’m back on the road.

    -Maria P.
    Only $53.24 per Month!

  • After leaving my usual Friday after work happy-hour, I got stopped for a minor speeding violation. The officer suspected that I had been drinking, and upon being administered the breathalyzer test, I had tested just over the legal limit. Well, you know the rest! After shopping for an FR44 policy, the folks at Allstar Direct were able to get me a competitive rate. They also did the filings for me and I was able to get my license back fast. If you’re looking for top notch advice and service, you’re looking in the right place.

    -Harry F.
    Only $111.59 per Month!

  • I got stopped for a simple broken tail light which turned into a DUI… The law required me to carry an FR44 filing, and when I called my insurance company who I had been with for 12 YEARS with NO CLAIMS, they not only told me they couldn’t provide the FR44 filing, but that my policy would be cancelled because of the DUI! That’s when I searched and found Florida FR44 Insurance. I spoke with J.R. who helped me with the filing and got me an affordable rate. I highly recommend the agents at Allstar Direct.

    -Chris I.
    Only $118.90 per Month!


We Specialize in Finding Affordable FR44 or SR22 Auto Insurance in Florida. We Quote with Multiple Companies to Get you the Lowest Rates and Lowest Down Payment Possible!