FR 44 Car Insurance, FR 44 Insurance and FR 44 Lowest Rate Resources in Daytona, Fort Myers, Jacksonville, Orlando, and Tallahassee, Florida

We can help you find the best, cheapest, and lowest cost FR44 policy in Florida! We electronically file with the DMV so you can buy 24-7, 365 days a year!

If you’ve been convicted of a DUI in Florida, chances are you’re going to have to get an FR44 Insurance policy. FR44 Insurance is a three-year DUI and DWI insurance coverage meant to address a higher liability limit as mandated by Florida legislature.

  • FR44’s Issued Instantly The Same Day You Buy*
  • Simple Purchase Process By Phone, Email And/Or Fax
  • Same Day License Re-Instatements*
  • Expert Knowledge 0£ FR44 Insurance Requirements
  • We Answer All Of Your Questions And Concerns
  • Lowest FL Auto Rates!
  • Right Coverage For Less!
  • SAME-DAY FR-44’s!*
  • We Shop For The Best Rate!
  • We Find HUGE Discounts!

The States of Florida and Virginia requires the FR44 Insurance.

This makes people think twice before driving under the influence. Aside from the suspension of the driver’s license, drivers guilty of DUI or DWI automatically increases insurance rates over the next 5 years. The FR44 is aside from the usual penalties that you must pay for like fines, license suspension, and jail time.

The FR44 Insurance Policy is a requirement if convicted of the following crimes:

  • Caught driving under the influence of drugs or intoxicants
  • Caught maiming under the influence of drugs or intoxicants

Violation of the general provisions of any federal law of law, law of the state, or any local ordinance related to any of the above mentioned. Additionally with DUI conviction it will also become more expensive to get other forms of insurances like life and medical disability insurance.

High Policy Limits

Florida introduced the FR44 Insurance policy on February of 2008. This certification is similar to SR22 which is the regular requirement before. There are differences though with SR22 and FR44 which includes higher liability limits are required for the latter.

In Florida, when arrested and convicted of driving under the influence of alcohol your license will be suspended through court orders. In order to get your license back, you will be required to get the FR44 and maintain it for 3 years. You can get this form from your automobile insurance company or supplier. Once you get this form from your insurance company your status will automatically be changed to high risk which causes your premium and policy to increase.

The FR44 Forms will also require the insurance provider to inform the DHSMV if you have problems with maintaining your insurance policies.

FR-44 liability insurance coverage limits are double the SR-22 insurance coverage limits and are 100/300/50 which stands for:

100/300/50 (Florida):

  • Coverage of $100,000 for bodily injury/death of one person
  • Coverage of $300,000 or bodily injury/death of two or more persons
  • Coverage of $50,000 for property damage

1st DUI – 180 days to a 1-year revocation effective on conviction date. Or, first offense DUI with Serious Injury – at least a 3-year revocation. Before expiration of the revocation period, you may apply for a hardship license in the county where you live. DUI School completion and treatment, if referred, is required. You then can apply for a hardship license in any Administrative Reviews Office (see listing “Under Suspension – Need Driver License for Work”) where you live.

If you wait to reinstate your license until your revocation period ends, proof of enrollment or completion of DUI School and treatment, if referred, is required. Failure to complete the course within 90 days after reinstatement will result in cancellation of your driver license by the department until the course is completed. Failure to complete treatment may result in cancellation of your driver license.

At the time of reinstatement, whether for a hardship license or a full license, you must take the required examination, and pay an Administrative fee and revocation reinstatement fee and any license fee required. For a DUI conviction on or prior to October 1, 2007, you must provide proof of bodily injury liability insurance in the amount of 10,000 per person and $20,000 per occurrence and $10,000 property damage liability on the arrest date or proof of bodily injury liability coverage and a $15 reinstatement fee will be required. Any DUI conviction after October 1, 2007, must provide proof of auto insurance with an FR-44 and bodily injury liability insurance with limits of 100,000 per person, 300,000 per occurrence and 50,000 property damage liability on the arrest date or proof of liability coverage and a reinstatement fee of $150 up to $500, for subsequent violations will be required.

What Our Clients Are Saying About Us:

  • I was involved in an accident that was my fault. I was also charged with a DUI as a result. My insurance company notified me that they would NOT issue an FR44 and that I should look for coverage elsewhere. After panicing and scrambling to find a company that I could afford, I came across this Allstar Direct website. They were very FAST and efficient. They got me a good rate and they took care of the filing for me!

    -Sheila D.
    Only $136.83 per Month!

  • I got my license suspended by accumulating too many points. I had to secure an SR22 filing to get my license back. My current insurance company did not do SR22 filings. I shopped around for the best rate and I found it with Allstar Direct. They gave me a price I could afford and they took care of the filing. I am very happy with their service.

    -Marcelo J.
    Only $89.11 per Month!

  • I had an at-fault accident and didn’t realize that my insurance policy had lapsed. This caused my license to get suspended and I had to get an SR22 so that I could get my license reinstated. I was referred to Tatiana at Allstar Direct who was very professional and got me a great rate and I’m back on the road.

    -Maria P.
    Only $53.24 per Month!

  • After leaving my usual Friday after work happy-hour, I got stopped for a minor speeding violation. The officer suspected that I had been drinking, and upon being administered the breathalyzer test, I had tested just over the legal limit. Well, you know the rest! After shopping for an FR44 policy, the folks at Allstar Direct were able to get me a competitive rate. They also did the filings for me and I was able to get my license back fast. If you’re looking for top notch advice and service, you’re looking in the right place.

    -Harry F.
    Only $111.59 per Month!

  • I got stopped for a simple broken tail light which turned into a DUI… The law required me to carry an FR44 filing, and when I called my insurance company who I had been with for 12 YEARS with NO CLAIMS, they not only told me they couldn’t provide the FR44 filing, but that my policy would be cancelled because of the DUI! That’s when I searched and found Florida FR44 Insurance. I spoke with J.R. who helped me with the filing and got me an affordable rate. I highly recommend the agents at Allstar Direct.

    -Chris I.
    Only $118.90 per Month!


We Specialize in Finding Affordable FR44 or SR22 Auto Insurance in Florida. We Quote with Multiple Companies to Get you the Lowest Rates and Lowest Down Payment Possible!